Call reports 2001
MINER COUNTY BANK — 2001
What MINER COUNTY BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 27,376,000 | 26,811,000 | 27,621,000 | 28,933,000 |
| Total loans | 14,155,000 | 16,248,000 | 16,418,000 | 15,815,000 |
| Allowance for loan losses | 377,000 | 381,000 | 388,000 | 390,000 |
| Securities available for sale | 9,840,000 | 8,181,000 | 7,708,000 | 7,499,000 |
| Securities held to maturity | 515,000 | 440,000 | 440,000 | 440,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 23,500,000 | 22,876,000 | 23,508,000 | 25,101,000 |
| Interest-bearing deposits | 21,315,000 | 20,837,000 | 21,216,000 | 22,120,000 |
| Noninterest-bearing deposits | 2,185,000 | 2,039,000 | 2,292,000 | 2,981,000 |
| Equity capital | 3,479,000 | 3,529,000 | 3,629,000 | 3,441,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 485,000 | 956,000 | 1,435,000 | 1,854,000 |
| Interest expense | 237,000 | 466,000 | 676,000 | 862,000 |
| Net interest income | 248,000 | 490,000 | 759,000 | 992,000 |
| Noninterest income | 39,000 | 77,000 | 118,000 | 157,000 |
| Noninterest expense | 239,000 | 467,000 | 714,000 | 962,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 48,000 | 105,000 | 168,000 | 193,000 |
| Income tax | 2,000 | 4,000 | 6,000 | 11,000 |
| Net income | 46,000 | 101,000 | 162,000 | 182,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,286,000 | 3,343,000 | 3,412,000 | 3,282,000 |
| Total capital | 3,517,000 | 3,596,000 | 3,677,000 | 3,526,000 |
| Risk-weighted assets | 18,316,000 | 20,112,000 | 20,492,000 | 19,384,000 |