Call report 2005Q4
CEDARS BANK — 2005Q4
The 22 measures CEDARS BANK reported to the FFIEC for 2005Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 438,173,000 | USD | evidence → |
| Total loans | 362,904,000 | USD | evidence → |
| Allowance for loan losses | 5,597,000 | USD | evidence → |
| Securities available for sale | 37,000 | USD | evidence → |
| Securities held to maturity | 999,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 366,665,000 | USD | evidence → |
| Interest-bearing deposits | 271,662,000 | USD | evidence → |
| Noninterest-bearing deposits | 95,003,000 | USD | evidence → |
| Equity capital | 47,677,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 29,935,000 | USD | evidence → |
| Interest expense | 8,273,000 | USD | evidence → |
| Net interest income | 21,662,000 | USD | evidence → |
| Noninterest income | 2,016,000 | USD | evidence → |
| Noninterest expense | 12,925,000 | USD | evidence → |
| Provision for loan losses | 1,975,000 | USD | evidence → |
| Pretax income | 7,106,000 | USD | evidence → |
| Income tax | 2,750,000 | USD | evidence → |
| Net income | 4,356,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 47,677,000 | USD | evidence → |
| Total capital | 52,383,000 | USD | evidence → |
| Risk-weighted assets | 374,332,000 | USD | evidence → |