Call report 2004Q4
CEDARS BANK — 2004Q4
The 22 measures CEDARS BANK reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 455,997,000 | USD | evidence → |
| Total loans | 346,460,000 | USD | evidence → |
| Allowance for loan losses | 3,605,000 | USD | evidence → |
| Securities available for sale | 39,159,000 | USD | evidence → |
| Securities held to maturity | 39,887,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 379,821,000 | USD | evidence → |
| Interest-bearing deposits | 305,694,000 | USD | evidence → |
| Noninterest-bearing deposits | 74,127,000 | USD | evidence → |
| Equity capital | 42,323,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 21,629,000 | USD | evidence → |
| Interest expense | 4,908,000 | USD | evidence → |
| Net interest income | 16,721,000 | USD | evidence → |
| Noninterest income | 1,575,000 | USD | evidence → |
| Noninterest expense | 9,952,000 | USD | evidence → |
| Provision for loan losses | 126,000 | USD | evidence → |
| Pretax income | 8,091,000 | USD | evidence → |
| Income tax | 2,970,000 | USD | evidence → |
| Net income | 5,121,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 42,507,000 | USD | evidence → |
| Total capital | 46,551,000 | USD | evidence → |
| Risk-weighted assets | 386,710,000 | USD | evidence → |