Call report 2003Q4
CEDARS BANK — 2003Q4
The 22 measures CEDARS BANK reported to the FFIEC for 2003Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 401,122,000 | USD | evidence → |
| Total loans | 297,844,000 | USD | evidence → |
| Allowance for loan losses | 3,411,000 | USD | evidence → |
| Securities available for sale | 40,812,000 | USD | evidence → |
| Securities held to maturity | 34,900,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 332,434,000 | USD | evidence → |
| Interest-bearing deposits | 258,861,000 | USD | evidence → |
| Noninterest-bearing deposits | 73,573,000 | USD | evidence → |
| Equity capital | 35,923,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 19,087,000 | USD | evidence → |
| Interest expense | 4,956,000 | USD | evidence → |
| Net interest income | 14,131,000 | USD | evidence → |
| Noninterest income | 1,518,000 | USD | evidence → |
| Noninterest expense | 8,302,000 | USD | evidence → |
| Provision for loan losses | 450,000 | USD | evidence → |
| Pretax income | 7,739,000 | USD | evidence → |
| Income tax | 2,717,000 | USD | evidence → |
| Net income | 5,022,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 35,956,000 | USD | evidence → |
| Total capital | 39,377,000 | USD | evidence → |
| Risk-weighted assets | 335,790,000 | USD | evidence → |