Call reports 2001
FIRST NATIONAL BANK OF NORTHERN NEW YORK, THE — 2001
What FIRST NATIONAL BANK OF NORTHERN NEW YORK, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 |
|---|---|
| Total assets | 123,895,000 |
| Total loans | 73,120,000 |
| Allowance for loan losses | 519,000 |
| Securities available for sale | 23,855,000 |
| Securities held to maturity | 5,478,000 |
| Trading assets | 0 |
| Total deposits | 111,956,000 |
| Interest-bearing deposits | 99,482,000 |
| Noninterest-bearing deposits | 12,474,000 |
| Equity capital | 10,270,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 |
|---|---|
| Interest income | 2,028,000 |
| Interest expense | 1,206,000 |
| Net interest income | 822,000 |
| Noninterest income | 206,000 |
| Noninterest expense | 788,000 |
| Provision for loan losses | 0 |
| Pretax income | 240,000 |
| Income tax | 80,000 |
| Net income | 160,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 |
|---|---|
| Tier 1 capital | 10,083,000 |
| Total capital | 10,602,000 |
| Risk-weighted assets | 73,233,000 |