Call reports 2009
CENTRAL PROGRESSIVE BANK — 2009
What CENTRAL PROGRESSIVE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 423,145,000 | 423,116,000 | 422,224,000 | 421,926,000 |
| Total loans | 322,887,000 | 296,497,000 | 291,218,000 | 268,177,000 |
| Allowance for loan losses | 16,839,000 | 15,072,000 | 13,328,000 | 12,182,000 |
| Securities available for sale | 1,034,000 | 843,000 | 793,000 | 749,000 |
| Securities held to maturity | 9,811,000 | 9,807,000 | 9,803,000 | 9,799,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 352,081,000 | 353,884,000 | 356,810,000 | 357,660,000 |
| Interest-bearing deposits | 288,087,000 | 299,457,000 | 303,657,000 | 298,161,000 |
| Noninterest-bearing deposits | 63,994,000 | 54,427,000 | 53,153,000 | 59,499,000 |
| Equity capital | 38,253,000 | 38,317,000 | 37,806,000 | 37,158,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 5,308,000 | 10,099,000 | 15,082,000 | 20,525,000 |
| Interest expense | 2,259,000 | 4,426,000 | 6,921,000 | 8,859,000 |
| Net interest income | 3,049,000 | 5,673,000 | 8,161,000 | 11,666,000 |
| Noninterest income | 1,542,000 | 2,981,000 | 4,237,000 | 5,606,000 |
| Noninterest expense | 5,093,000 | 10,408,000 | 14,655,000 | 21,301,000 |
| Provision for loan losses | 33,000 | -1,254,000 | -925,000 | -1,668,000 |
| Pretax income | -535,000 | -500,000 | -1,332,000 | -2,361,000 |
| Income tax | -215,000 | -242,000 | -562,000 | -944,000 |
| Net income | -320,000 | -258,000 | -770,000 | -1,417,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,334,000 | 30,397,000 | 29,824,000 | 31,958,000 |
| Total capital | 35,216,000 | 35,178,000 | 34,602,000 | 36,350,000 |
| Risk-weighted assets | 384,878,000 | 372,190,000 | 375,222,000 | 354,404,000 |