Call reports 2007
CENTRAL PROGRESSIVE BANK — 2007
What CENTRAL PROGRESSIVE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 608,606,000 | 606,005,000 | 558,519,000 | 531,657,000 |
| Total loans | 508,487,000 | 493,266,000 | 475,648,000 | 446,165,000 |
| Allowance for loan losses | 6,705,000 | 6,994,000 | 7,613,000 | 16,308,000 |
| Securities available for sale | 16,286,000 | 29,544,000 | 3,920,000 | 3,415,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 511,220,000 | 506,214,000 | 457,446,000 | 434,372,000 |
| Interest-bearing deposits | 407,838,000 | 411,964,000 | 376,605,000 | 361,969,000 |
| Noninterest-bearing deposits | 103,382,000 | 94,250,000 | 80,841,000 | 72,403,000 |
| Equity capital | 59,867,000 | 62,489,000 | 64,251,000 | 60,090,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 11,701,000 | 24,065,000 | 35,479,000 | 45,697,000 |
| Interest expense | 4,840,000 | 9,491,000 | 13,952,000 | 18,039,000 |
| Net interest income | 6,861,000 | 14,574,000 | 21,527,000 | 27,658,000 |
| Noninterest income | 1,727,000 | 3,764,000 | 6,041,000 | 8,303,000 |
| Noninterest expense | 5,246,000 | 10,636,000 | 16,552,000 | 22,534,000 |
| Provision for loan losses | 450,000 | 860,000 | 1,533,000 | 10,230,000 |
| Pretax income | 2,892,000 | 6,842,000 | 9,483,000 | 3,197,000 |
| Income tax | 976,000 | 2,315,000 | 3,217,000 | 1,106,000 |
| Net income | 1,916,000 | 4,527,000 | 6,266,000 | 2,091,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 59,933,000 | 62,545,000 | 64,284,000 | 60,107,000 |
| Total capital | 66,638,000 | 69,089,000 | 70,576,000 | 66,312,000 |
| Risk-weighted assets | 541,364,000 | 523,895,000 | 502,066,000 | 486,318,000 |