Call reports 2006
CENTRAL PROGRESSIVE BANK — 2006
What CENTRAL PROGRESSIVE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 554,685,000 | 577,892,000 | 634,484,000 | 615,235,000 |
| Total loans | 461,551,000 | 493,329,000 | 502,198,000 | 496,239,000 |
| Allowance for loan losses | 7,621,000 | 8,095,000 | 7,476,000 | 6,147,000 |
| Securities available for sale | 34,217,000 | 37,847,000 | 65,126,000 | 31,732,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 470,838,000 | 481,270,000 | 536,881,000 | 512,843,000 |
| Interest-bearing deposits | 351,312,000 | 375,398,000 | 425,684,000 | 421,913,000 |
| Noninterest-bearing deposits | 119,526,000 | 105,872,000 | 111,197,000 | 90,930,000 |
| Equity capital | 43,928,000 | 46,989,000 | 51,048,000 | 50,438,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 10,227,000 | 21,920,000 | 34,073,000 | 46,721,000 |
| Interest expense | 3,001,000 | 6,391,000 | 10,433,000 | 15,031,000 |
| Net interest income | 7,226,000 | 15,529,000 | 23,640,000 | 31,690,000 |
| Noninterest income | 1,482,000 | 2,747,000 | 4,270,000 | 6,246,000 |
| Noninterest expense | 4,650,000 | 9,127,000 | 13,747,000 | 19,621,000 |
| Provision for loan losses | 450,000 | 900,000 | 1,350,000 | 6,600,000 |
| Pretax income | 3,608,000 | 8,249,000 | 12,813,000 | 11,715,000 |
| Income tax | 1,245,000 | 2,819,000 | 4,359,000 | 3,894,000 |
| Net income | 2,363,000 | 5,430,000 | 8,454,000 | 7,821,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 44,058,000 | 47,125,000 | 51,148,000 | 50,517,000 |
| Total capital | 50,173,000 | 53,664,000 | 57,903,000 | 56,664,000 |
| Risk-weighted assets | 487,211,000 | 521,606,000 | 539,747,000 | 539,594,000 |