Call reports 2005
CENTRAL PROGRESSIVE BANK — 2005
What CENTRAL PROGRESSIVE BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 461,594,000 | 506,845,000 | 517,057,000 | 547,923,000 |
| Total loans | 387,042,000 | 418,595,000 | 397,003,000 | 429,972,000 |
| Allowance for loan losses | 5,710,000 | 6,318,000 | 6,763,000 | 7,230,000 |
| Securities available for sale | 39,502,000 | 53,558,000 | 47,182,000 | 55,226,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 386,609,000 | 421,980,000 | 415,190,000 | 451,286,000 |
| Interest-bearing deposits | 323,576,000 | 354,230,000 | 322,446,000 | 340,391,000 |
| Noninterest-bearing deposits | 63,033,000 | 67,750,000 | 92,744,000 | 110,895,000 |
| Equity capital | 39,364,000 | 40,114,000 | 41,698,000 | 42,556,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 7,471,000 | 15,987,000 | 24,536,000 | 33,626,000 |
| Interest expense | 2,039,000 | 4,526,000 | 7,338,000 | 10,130,000 |
| Net interest income | 5,432,000 | 11,461,000 | 17,198,000 | 23,496,000 |
| Noninterest income | 2,287,000 | 3,866,000 | 5,199,000 | 6,114,000 |
| Noninterest expense | 4,461,000 | 8,909,000 | 13,093,000 | 17,731,000 |
| Provision for loan losses | 435,000 | 1,064,000 | 1,513,000 | 2,164,000 |
| Pretax income | 2,823,000 | 5,354,000 | 7,791,000 | 9,715,000 |
| Income tax | 966,000 | 1,833,000 | 2,634,000 | 3,179,000 |
| Net income | 1,857,000 | 3,521,000 | 5,157,000 | 6,536,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,516,000 | 40,180,000 | 41,816,000 | 42,694,000 |
| Total capital | 44,507,000 | 45,698,000 | 47,011,000 | 48,263,000 |
| Risk-weighted assets | 397,938,000 | 440,693,000 | 415,404,000 | 445,133,000 |