Call reports 2004
CENTRAL PROGRESSIVE BANK — 2004
What CENTRAL PROGRESSIVE BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 425,077,000 | 434,992,000 | 428,456,000 | 437,410,000 |
| Total loans | 327,087,000 | 342,908,000 | 345,513,000 | 371,108,000 |
| Allowance for loan losses | 4,426,000 | 4,870,000 | 5,154,000 | 5,389,000 |
| Securities available for sale | 33,595,000 | 28,669,000 | 21,792,000 | 32,678,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 351,827,000 | 349,369,000 | 355,059,000 | 359,534,000 |
| Interest-bearing deposits | 291,082,000 | 289,815,000 | 295,306,000 | 291,693,000 |
| Noninterest-bearing deposits | 60,745,000 | 59,554,000 | 59,753,000 | 67,841,000 |
| Equity capital | 35,221,000 | 36,311,000 | 37,242,000 | 37,573,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 6,163,000 | 12,962,000 | 19,957,000 | 27,213,000 |
| Interest expense | 1,533,000 | 3,217,000 | 4,947,000 | 6,814,000 |
| Net interest income | 4,630,000 | 9,745,000 | 15,010,000 | 20,399,000 |
| Noninterest income | 1,571,000 | 3,170,000 | 4,880,000 | 6,424,000 |
| Noninterest expense | 3,918,000 | 8,154,000 | 12,764,000 | 17,239,000 |
| Provision for loan losses | 405,000 | 880,000 | 1,335,000 | 1,698,000 |
| Pretax income | 1,878,000 | 3,881,000 | 5,791,000 | 7,886,000 |
| Income tax | 613,000 | 1,323,000 | 1,945,000 | 2,651,000 |
| Net income | 1,265,000 | 2,558,000 | 3,846,000 | 5,235,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,189,000 | 36,482,000 | 37,270,000 | 37,660,000 |
| Total capital | 39,494,000 | 40,929,000 | 41,767,000 | 42,346,000 |
| Risk-weighted assets | 343,530,000 | 355,326,000 | 359,124,000 | 373,399,000 |