Call reports 2003
CENTRAL PROGRESSIVE BANK — 2003
What CENTRAL PROGRESSIVE BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 321,766,000 | 327,479,000 | 342,780,000 | 400,784,000 |
| Total loans | 264,433,000 | 276,627,000 | 285,343,000 | 315,093,000 |
| Allowance for loan losses | 3,125,000 | 3,444,000 | 3,859,000 | 4,070,000 |
| Securities available for sale | 30,907,000 | 27,648,000 | 26,566,000 | 23,311,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 274,712,000 | 270,621,000 | 284,597,000 | 308,231,000 |
| Interest-bearing deposits | 248,666,000 | 248,121,000 | 228,713,000 | 250,051,000 |
| Noninterest-bearing deposits | 26,046,000 | 22,500,000 | 55,884,000 | 58,180,000 |
| Equity capital | 25,219,000 | 27,028,000 | 27,800,000 | 34,863,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 5,515,000 | 11,105,000 | 16,834,000 | 22,893,000 |
| Interest expense | 1,461,000 | 2,834,000 | 4,249,000 | 5,722,000 |
| Net interest income | 4,054,000 | 8,271,000 | 12,585,000 | 17,171,000 |
| Noninterest income | 1,439,000 | 3,027,000 | 4,573,000 | 6,197,000 |
| Noninterest expense | 3,529,000 | 7,239,000 | 10,978,000 | 15,185,000 |
| Provision for loan losses | 368,000 | 870,000 | 1,350,000 | 1,968,000 |
| Pretax income | 1,596,000 | 3,189,000 | 4,830,000 | 6,215,000 |
| Income tax | 575,000 | 1,088,000 | 1,640,000 | 2,013,000 |
| Net income | 1,021,000 | 2,101,000 | 3,190,000 | 4,202,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,170,000 | 26,999,000 | 27,913,000 | 34,924,000 |
| Total capital | 28,295,000 | 30,443,000 | 31,617,000 | 38,994,000 |
| Risk-weighted assets | 266,997,000 | 282,558,000 | 295,386,000 | 328,731,000 |