Call reports 2002
CENTRAL PROGRESSIVE BANK — 2002
What CENTRAL PROGRESSIVE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 247,941,000 | 263,025,000 | 275,590,000 | 313,059,000 |
| Total loans | 177,743,000 | 197,506,000 | 205,232,000 | 252,603,000 |
| Allowance for loan losses | 2,146,000 | 2,253,000 | 2,410,000 | 2,770,000 |
| Securities available for sale | 38,968,000 | 33,077,000 | 35,833,000 | 31,873,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 213,855,000 | 228,228,000 | 228,511,000 | 256,059,000 |
| Interest-bearing deposits | 199,850,000 | 212,546,000 | 213,379,000 | 235,693,000 |
| Noninterest-bearing deposits | 14,005,000 | 15,682,000 | 15,132,000 | 20,366,000 |
| Equity capital | 21,556,000 | 22,638,000 | 23,542,000 | 24,567,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 4,516,000 | 9,471,000 | 14,458,000 | 19,691,000 |
| Interest expense | 1,458,000 | 2,927,000 | 4,400,000 | 5,869,000 |
| Net interest income | 3,058,000 | 6,544,000 | 10,058,000 | 13,822,000 |
| Noninterest income | 1,119,000 | 2,275,000 | 3,459,000 | 4,830,000 |
| Noninterest expense | 3,077,000 | 6,142,000 | 9,251,000 | 12,325,000 |
| Provision for loan losses | 150,000 | 316,000 | 520,000 | 940,000 |
| Pretax income | 1,044,000 | 2,455,000 | 3,947,000 | 5,588,000 |
| Income tax | 367,000 | 868,000 | 1,413,000 | 2,083,000 |
| Net income | 677,000 | 1,587,000 | 2,534,000 | 3,505,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,620,000 | 22,530,000 | 23,476,000 | 24,448,000 |
| Total capital | 23,766,000 | 24,783,000 | 25,886,000 | 27,218,000 |
| Risk-weighted assets | 179,915,000 | 195,519,000 | 207,202,000 | 253,985,000 |