Call reports 2024
MURRAY BANK, THE — 2024
What MURRAY BANK, THE reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 485,116,000 | 496,913,000 | 510,496,000 | 513,135,000 |
| Total loans | 325,993,000 | 350,783,000 | 366,431,000 | 374,798,000 |
| Allowance for loan losses | 5,052,000 | 5,436,000 | 5,618,000 | 5,622,000 |
| Securities available for sale | 56,457,000 | 53,931,000 | 52,530,000 | 51,076,000 |
| Securities held to maturity | 65,986,000 | 65,430,000 | 64,780,000 | 64,237,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 434,688,000 | 443,052,000 | 455,828,000 | 472,660,000 |
| Interest-bearing deposits | 339,872,000 | 352,984,000 | 363,007,000 | 381,001,000 |
| Noninterest-bearing deposits | 94,816,000 | 90,068,000 | 92,821,000 | 91,659,000 |
| Equity capital | 32,576,000 | 33,557,000 | 36,244,000 | 36,621,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 5,590,000 | 11,665,000 | 18,238,000 | 25,088,000 |
| Interest expense | 2,298,000 | 4,908,000 | 7,836,000 | 10,794,000 |
| Net interest income | 3,292,000 | 6,757,000 | 10,402,000 | 14,294,000 |
| Noninterest income | 522,000 | 1,048,000 | 1,602,000 | 2,146,000 |
| Noninterest expense | 2,374,000 | 4,756,000 | 7,179,000 | 9,790,000 |
| Provision for loan losses | 173,000 | 572,000 | 807,000 | 804,000 |
| Pretax income | 1,267,000 | 2,466,000 | 3,989,000 | 5,817,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,267,000 | 2,466,000 | 3,989,000 | 5,817,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 43,060,000 | 43,613,000 | 44,490,000 | 45,395,000 |
| Total capital | 47,049,000 | 47,888,000 | 48,970,000 | 49,872,000 |
| Risk-weighted assets | 318,127,000 | 340,847,000 | 357,279,000 | 357,032,000 |