Call reports 2023
MURRAY BANK, THE — 2023
What MURRAY BANK, THE reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 441,185,000 | 459,946,000 | 462,398,000 | 466,748,000 |
| Total loans | 274,059,000 | 297,578,000 | 309,679,000 | 318,180,000 |
| Allowance for loan losses | 4,242,000 | 4,605,000 | 4,787,000 | 4,912,000 |
| Securities available for sale | 64,475,000 | 61,539,000 | 59,538,000 | 57,862,000 |
| Securities held to maturity | 68,256,000 | 67,575,000 | 67,013,000 | 66,485,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 408,940,000 | 411,552,000 | 415,288,000 | 422,191,000 |
| Interest-bearing deposits | 314,767,000 | 320,415,000 | 325,930,000 | 329,443,000 |
| Noninterest-bearing deposits | 94,173,000 | 91,137,000 | 89,358,000 | 92,748,000 |
| Equity capital | 28,635,000 | 28,358,000 | 28,471,000 | 32,001,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 4,139,000 | 8,718,000 | 13,791,000 | 19,242,000 |
| Interest expense | 1,112,000 | 2,616,000 | 4,566,000 | 6,763,000 |
| Net interest income | 3,027,000 | 6,102,000 | 9,225,000 | 12,479,000 |
| Noninterest income | 475,000 | 960,000 | 1,467,000 | 2,197,000 |
| Noninterest expense | 2,117,000 | 4,274,000 | 6,457,000 | 8,766,000 |
| Provision for loan losses | 81,000 | 432,000 | 618,000 | 760,000 |
| Pretax income | 1,304,000 | 2,355,000 | 3,616,000 | 4,939,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,304,000 | 2,355,000 | 3,616,000 | 4,939,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,271,000 | 40,684,000 | 41,271,000 | 42,438,000 |
| Total capital | 43,761,000 | 44,482,000 | 45,102,000 | 46,328,000 |
| Risk-weighted assets | 278,458,000 | 303,062,000 | 305,569,000 | 310,210,000 |