Call reports 2022
MURRAY BANK, THE — 2022
What MURRAY BANK, THE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 454,151,000 | 439,039,000 | 433,225,000 | 433,272,000 |
| Total loans | 240,946,000 | 253,486,000 | 270,546,000 | 267,916,000 |
| Allowance for loan losses | 3,933,000 | 3,944,000 | 4,160,000 | 4,160,000 |
| Securities available for sale | 128,659,000 | 125,192,000 | 66,935,000 | 65,750,000 |
| Securities held to maturity | 11,407,000 | 11,229,000 | 68,195,000 | 68,740,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 421,821,000 | 410,889,000 | 404,541,000 | 403,775,000 |
| Interest-bearing deposits | 328,216,000 | 321,910,000 | 310,366,000 | 312,336,000 |
| Noninterest-bearing deposits | 93,605,000 | 88,979,000 | 94,175,000 | 91,439,000 |
| Equity capital | 29,093,000 | 24,859,000 | 25,106,000 | 26,860,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 3,049,000 | 6,427,000 | 10,206,000 | 14,240,000 |
| Interest expense | 401,000 | 794,000 | 1,234,000 | 1,947,000 |
| Net interest income | 2,648,000 | 5,633,000 | 8,972,000 | 12,293,000 |
| Noninterest income | 504,000 | 1,012,000 | 1,515,000 | 1,984,000 |
| Noninterest expense | 1,949,000 | 3,959,000 | 6,038,000 | 8,302,000 |
| Provision for loan losses | 4,000 | 28,000 | 257,000 | 278,000 |
| Pretax income | 1,199,000 | 2,658,000 | 4,192,000 | 5,697,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,199,000 | 2,658,000 | 4,192,000 | 5,697,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,767,000 | 37,627,000 | 38,556,000 | 39,605,000 |
| Total capital | 40,021,000 | 41,013,000 | 41,964,000 | 43,001,000 |
| Risk-weighted assets | 259,647,000 | 270,336,000 | 271,962,000 | 270,943,000 |