Call reports 2021
MURRAY BANK, THE — 2021
What MURRAY BANK, THE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 388,439,000 | 397,699,000 | 403,104,000 | 443,894,000 |
| Total loans | 241,617,000 | 248,764,000 | 242,274,000 | 245,460,000 |
| Allowance for loan losses | 3,126,000 | 3,250,000 | 3,675,000 | 3,933,000 |
| Securities available for sale | 81,834,000 | 91,962,000 | 95,756,000 | 111,110,000 |
| Securities held to maturity | 3,305,000 | 3,239,000 | 3,151,000 | 4,505,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 350,690,000 | 359,085,000 | 362,668,000 | 403,737,000 |
| Interest-bearing deposits | 278,765,000 | 288,270,000 | 288,261,000 | 320,236,000 |
| Noninterest-bearing deposits | 71,925,000 | 70,815,000 | 74,407,000 | 83,501,000 |
| Equity capital | 33,026,000 | 34,237,000 | 35,205,000 | 35,470,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 3,172,000 | 6,722,000 | 10,854,000 | 14,219,000 |
| Interest expense | 529,000 | 1,010,000 | 1,452,000 | 1,877,000 |
| Net interest income | 2,643,000 | 5,712,000 | 9,402,000 | 12,342,000 |
| Noninterest income | 453,000 | 939,000 | 1,443,000 | 1,925,000 |
| Noninterest expense | 1,813,000 | 3,664,000 | 5,680,000 | 7,713,000 |
| Provision for loan losses | 166,000 | 292,000 | 719,000 | 1,004,000 |
| Pretax income | 1,117,000 | 2,695,000 | 4,446,000 | 5,550,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,117,000 | 2,695,000 | 4,446,000 | 5,550,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,043,000 | 33,967,000 | 35,063,000 | 36,167,000 |
| Total capital | 35,924,000 | 36,950,000 | 38,115,000 | 39,344,000 |
| Risk-weighted assets | 230,286,000 | 238,378,000 | 243,576,000 | 253,473,000 |