Call reports 2020
MURRAY BANK, THE — 2020
What MURRAY BANK, THE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 317,091,000 | 337,891,000 | 346,964,000 | 367,817,000 |
| Total loans | 224,500,000 | 238,912,000 | 245,676,000 | 236,466,000 |
| Allowance for loan losses | 2,746,000 | 2,806,000 | 2,915,000 | 2,968,000 |
| Securities available for sale | 55,202,000 | 56,671,000 | 58,606,000 | 63,942,000 |
| Securities held to maturity | 454,000 | 421,000 | 387,000 | 345,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 282,746,000 | 299,463,000 | 307,670,000 | 331,129,000 |
| Interest-bearing deposits | 239,337,000 | 248,331,000 | 252,511,000 | 271,023,000 |
| Noninterest-bearing deposits | 43,409,000 | 51,132,000 | 55,159,000 | 60,106,000 |
| Equity capital | 31,587,000 | 32,730,000 | 33,412,000 | 33,889,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 3,098,000 | 6,359,000 | 9,530,000 | 12,724,000 |
| Interest expense | 852,000 | 1,551,000 | 2,191,000 | 2,770,000 |
| Net interest income | 2,246,000 | 4,808,000 | 7,339,000 | 9,954,000 |
| Noninterest income | 447,000 | 969,000 | 1,378,000 | 1,852,000 |
| Noninterest expense | 1,719,000 | 3,420,000 | 5,176,000 | 7,020,000 |
| Provision for loan losses | 54,000 | 325,000 | 443,000 | 510,000 |
| Pretax income | 954,000 | 2,066,000 | 3,132,000 | 4,310,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 954,000 | 2,066,000 | 3,132,000 | 4,310,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,853,000 | 31,430,000 | 31,958,000 | 32,544,000 |
| Total capital | 33,604,000 | 34,241,000 | 34,868,000 | 35,427,000 |
| Risk-weighted assets | 221,538,000 | 229,086,000 | 232,827,000 | 230,559,000 |