Call reports 2019
MURRAY BANK, THE — 2019
What MURRAY BANK, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 305,204,000 | 307,493,000 | 312,168,000 | 313,791,000 |
| Total loans | 224,792,000 | 226,349,000 | 230,746,000 | 230,703,000 |
| Allowance for loan losses | 3,051,000 | 3,141,000 | 3,136,000 | 2,894,000 |
| Securities available for sale | 48,060,000 | 46,890,000 | 47,369,000 | 51,745,000 |
| Securities held to maturity | 540,000 | 519,000 | 499,000 | 475,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 274,468,000 | 275,866,000 | 279,478,000 | 279,882,000 |
| Interest-bearing deposits | 237,990,000 | 234,242,000 | 235,201,000 | 239,428,000 |
| Noninterest-bearing deposits | 36,478,000 | 41,624,000 | 44,277,000 | 40,454,000 |
| Equity capital | 28,200,000 | 29,417,000 | 30,038,000 | 30,543,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 3,082,000 | 6,328,000 | 9,679,000 | 13,012,000 |
| Interest expense | 766,000 | 1,637,000 | 2,578,000 | 3,500,000 |
| Net interest income | 2,316,000 | 4,691,000 | 7,101,000 | 9,512,000 |
| Noninterest income | 413,000 | 830,000 | 1,324,000 | 1,798,000 |
| Noninterest expense | 1,686,000 | 3,390,000 | 5,136,000 | 6,891,000 |
| Provision for loan losses | 30,000 | 126,000 | 184,000 | 240,000 |
| Pretax income | 1,018,000 | 2,010,000 | 3,110,000 | 4,184,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,018,000 | 2,010,000 | 3,110,000 | 4,184,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,872,000 | 29,330,000 | 29,895,000 | 30,434,000 |
| Total capital | 31,559,000 | 32,019,000 | 32,620,000 | 33,171,000 |
| Risk-weighted assets | 214,669,000 | 214,681,000 | 217,661,000 | 218,850,000 |