Call reports 2018
MURRAY BANK, THE — 2018
What MURRAY BANK, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 318,623,000 | 310,101,000 | 300,435,000 | 308,852,000 |
| Total loans | 203,137,000 | 210,683,000 | 219,193,000 | 224,869,000 |
| Allowance for loan losses | 2,951,000 | 2,919,000 | 2,957,000 | 3,030,000 |
| Securities available for sale | 71,836,000 | 66,864,000 | 56,306,000 | 56,126,000 |
| Securities held to maturity | 660,000 | 614,000 | 578,000 | 558,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 288,801,000 | 280,654,000 | 262,936,000 | 278,868,000 |
| Interest-bearing deposits | 254,291,000 | 247,802,000 | 230,693,000 | 236,212,000 |
| Noninterest-bearing deposits | 34,510,000 | 32,852,000 | 32,243,000 | 42,656,000 |
| Equity capital | 26,799,000 | 26,858,000 | 27,065,000 | 27,306,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,870,000 | 5,825,000 | 8,876,000 | 12,024,000 |
| Interest expense | 603,000 | 1,229,000 | 1,916,000 | 2,660,000 |
| Net interest income | 2,267,000 | 4,596,000 | 6,960,000 | 9,364,000 |
| Noninterest income | 402,000 | 792,000 | 1,212,000 | 1,648,000 |
| Noninterest expense | 1,604,000 | 3,275,000 | 4,946,000 | 6,669,000 |
| Provision for loan losses | 5,000 | 5,000 | 74,000 | 173,000 |
| Pretax income | 1,060,000 | 2,103,000 | 3,155,000 | 4,173,000 |
| Income tax | 31,000 | 31,000 | 31,000 | 31,000 |
| Net income | 1,029,000 | 2,072,000 | 3,124,000 | 4,142,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,118,000 | 28,428,000 | 28,962,000 | 28,385,000 |
| Total capital | 30,674,000 | 31,060,000 | 31,609,000 | 31,082,000 |
| Risk-weighted assets | 204,145,000 | 210,279,000 | 211,510,000 | 215,454,000 |