Call reports 2017
MURRAY BANK, THE — 2017
What MURRAY BANK, THE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 299,669,000 | 321,148,000 | 320,895,000 | 322,296,000 |
| Total loans | 194,301,000 | 201,048,000 | 207,324,000 | 207,487,000 |
| Allowance for loan losses | 2,676,000 | 2,720,000 | 2,820,000 | 2,847,000 |
| Securities available for sale | 64,941,000 | 77,542,000 | 75,924,000 | 77,104,000 |
| Securities held to maturity | 910,000 | 840,000 | 770,000 | 712,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 270,627,000 | 290,496,000 | 289,430,000 | 291,761,000 |
| Interest-bearing deposits | 241,410,000 | 261,027,000 | 257,000,000 | 258,751,000 |
| Noninterest-bearing deposits | 29,217,000 | 29,469,000 | 32,430,000 | 33,010,000 |
| Equity capital | 26,876,000 | 27,392,000 | 27,964,000 | 27,020,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,586,000 | 5,347,000 | 8,231,000 | 11,230,000 |
| Interest expense | 485,000 | 1,029,000 | 1,618,000 | 2,211,000 |
| Net interest income | 2,101,000 | 4,318,000 | 6,613,000 | 9,019,000 |
| Noninterest income | 386,000 | 787,000 | 1,212,000 | 1,614,000 |
| Noninterest expense | 1,569,000 | 3,098,000 | 4,663,000 | 6,438,000 |
| Provision for loan losses | 54,000 | 224,000 | 324,000 | 324,000 |
| Pretax income | 864,000 | 1,783,000 | 2,838,000 | 3,871,000 |
| Income tax | 259,000 | 535,000 | 851,000 | 1,812,000 |
| Net income | 605,000 | 1,248,000 | 1,987,000 | 2,059,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,822,000 | 27,021,000 | 27,759,000 | 27,387,000 |
| Total capital | 29,276,000 | 29,560,000 | 30,369,000 | 29,982,000 |
| Risk-weighted assets | 196,119,000 | 202,967,000 | 208,596,000 | 207,368,000 |