Call reports 2014
MURRAY BANK, THE — 2014
What MURRAY BANK, THE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 256,202,000 | 258,558,000 | 256,978,000 | 265,243,000 |
| Total loans | 145,120,000 | 145,049,000 | 153,323,000 | 153,035,000 |
| Allowance for loan losses | 2,097,000 | 2,104,000 | 2,159,000 | 2,135,000 |
| Securities available for sale | 67,628,000 | 69,610,000 | 70,850,000 | 77,613,000 |
| Securities held to maturity | 1,095,000 | 996,000 | 884,000 | 798,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 228,982,000 | 231,245,000 | 230,064,000 | 238,167,000 |
| Interest-bearing deposits | 207,449,000 | 208,430,000 | 204,898,000 | 215,212,000 |
| Noninterest-bearing deposits | 21,533,000 | 22,815,000 | 25,166,000 | 22,955,000 |
| Equity capital | 22,096,000 | 22,533,000 | 23,115,000 | 23,784,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,258,000 | 4,480,000 | 6,757,000 | 9,078,000 |
| Interest expense | 450,000 | 903,000 | 1,347,000 | 1,775,000 |
| Net interest income | 1,808,000 | 3,577,000 | 5,410,000 | 7,303,000 |
| Noninterest income | 342,000 | 720,000 | 1,109,000 | 1,491,000 |
| Noninterest expense | 1,362,000 | 2,711,000 | 4,130,000 | 5,535,000 |
| Provision for loan losses | 20,000 | 32,000 | 135,000 | 160,000 |
| Pretax income | 768,000 | 1,554,000 | 2,254,000 | 3,099,000 |
| Income tax | 234,000 | 470,000 | 680,000 | 839,000 |
| Net income | 534,000 | 1,084,000 | 1,574,000 | 2,260,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,344,000 | 22,450,000 | 22,940,000 | 23,271,000 |
| Total capital | 24,188,000 | 24,302,000 | 24,868,000 | 25,198,000 |
| Risk-weighted assets | 147,289,000 | 147,913,000 | 153,954,000 | 153,929,000 |