Call reports 2012
MURRAY BANK, THE — 2012
What MURRAY BANK, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 242,873,000 | 236,915,000 | 236,073,000 | 248,257,000 |
| Total loans | 128,149,000 | 132,643,000 | 133,461,000 | 134,053,000 |
| Allowance for loan losses | 1,515,000 | 1,566,000 | 1,623,000 | 1,827,000 |
| Securities available for sale | 68,382,000 | 72,511,000 | 73,120,000 | 76,808,000 |
| Securities held to maturity | 3,895,000 | 2,570,000 | 2,268,000 | 1,991,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 206,149,000 | 206,762,000 | 207,327,000 | 218,875,000 |
| Interest-bearing deposits | 187,393,000 | 187,564,000 | 184,801,000 | 195,973,000 |
| Noninterest-bearing deposits | 18,756,000 | 19,198,000 | 22,526,000 | 22,902,000 |
| Equity capital | 20,887,000 | 21,285,000 | 21,919,000 | 22,123,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,285,000 | 4,548,000 | 6,783,000 | 9,036,000 |
| Interest expense | 611,000 | 1,192,000 | 1,752,000 | 2,288,000 |
| Net interest income | 1,674,000 | 3,356,000 | 5,031,000 | 6,748,000 |
| Noninterest income | 276,000 | 588,000 | 924,000 | 1,265,000 |
| Noninterest expense | 1,199,000 | 2,414,000 | 3,616,000 | 4,800,000 |
| Provision for loan losses | 10,000 | 71,000 | 129,000 | 369,000 |
| Pretax income | 741,000 | 1,462,000 | 2,213,000 | 2,847,000 |
| Income tax | 237,000 | 468,000 | 708,000 | 761,000 |
| Net income | 504,000 | 994,000 | 1,505,000 | 2,086,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,503,000 | 19,613,000 | 20,123,000 | 20,412,000 |
| Total capital | 21,018,000 | 21,141,000 | 21,746,000 | 22,136,000 |
| Risk-weighted assets | 121,433,000 | 122,261,000 | 130,874,000 | 137,816,000 |