Call reports 2016
MID-MISSOURI BANK — 2016
What MID-MISSOURI BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 597,111,000 | 574,337,000 | 591,783,000 | 591,734,000 |
| Total loans | 460,349,000 | 466,251,000 | 468,984,000 | 461,493,000 |
| Allowance for loan losses | 5,656,000 | 5,652,000 | 5,513,000 | 5,573,000 |
| Securities available for sale | 11,259,000 | 12,032,000 | 11,849,000 | 14,772,000 |
| Securities held to maturity | 250,000 | 250,000 | 1,250,000 | 2,836,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 538,068,000 | 514,033,000 | 529,179,000 | 528,079,000 |
| Interest-bearing deposits | 510,467,000 | 486,746,000 | 507,634,000 | 501,795,000 |
| Noninterest-bearing deposits | 27,601,000 | 27,287,000 | 21,545,000 | 26,284,000 |
| Equity capital | 54,463,000 | 54,769,000 | 54,617,000 | 55,855,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 5,855,000 | 11,836,000 | 17,495,000 | 23,382,000 |
| Interest expense | 563,000 | 1,104,000 | 1,634,000 | 2,192,000 |
| Net interest income | 5,292,000 | 10,732,000 | 15,861,000 | 21,190,000 |
| Noninterest income | 1,330,000 | 2,584,000 | 4,473,000 | 6,062,000 |
| Noninterest expense | 4,792,000 | 9,432,000 | 14,157,000 | 18,833,000 |
| Provision for loan losses | 0 | 0 | 50,000 | 200,000 |
| Pretax income | 1,830,000 | 3,884,000 | 6,127,000 | 8,219,000 |
| Income tax | 650,000 | 1,402,000 | 2,208,000 | 3,011,000 |
| Net income | 1,180,000 | 2,482,000 | 3,919,000 | 5,208,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 54,395,000 | 54,697,000 | 54,535,000 | 55,823,000 |
| Total capital | 60,056,000 | 60,351,000 | 60,054,000 | 61,418,000 |
| Risk-weighted assets | 468,764,000 | 462,586,000 | 459,356,000 | 456,965,000 |