Call reports 2014
MID-MISSOURI BANK — 2014
What MID-MISSOURI BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 550,487,000 | 560,115,000 | 556,650,000 | 596,899,000 |
| Total loans | 424,336,000 | 439,606,000 | 448,532,000 | 452,765,000 |
| Allowance for loan losses | 5,467,000 | 5,560,000 | 5,606,000 | 5,629,000 |
| Securities available for sale | 9,877,000 | 9,460,000 | 9,245,000 | 9,110,000 |
| Securities held to maturity | 500,000 | 500,000 | 500,000 | 500,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 492,012,000 | 499,201,000 | 495,894,000 | 535,670,000 |
| Interest-bearing deposits | 473,355,000 | 477,335,000 | 475,599,000 | 501,604,000 |
| Noninterest-bearing deposits | 18,657,000 | 21,866,000 | 20,295,000 | 34,066,000 |
| Equity capital | 50,586,000 | 52,077,000 | 51,301,000 | 52,316,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 5,387,000 | 10,897,000 | 16,554,000 | 22,292,000 |
| Interest expense | 634,000 | 1,320,000 | 2,011,000 | 2,726,000 |
| Net interest income | 4,753,000 | 9,577,000 | 14,543,000 | 19,566,000 |
| Noninterest income | 1,272,000 | 2,324,000 | 3,300,000 | 4,458,000 |
| Noninterest expense | 4,552,000 | 8,798,000 | 13,190,000 | 17,721,000 |
| Provision for loan losses | 300,000 | 500,000 | 665,000 | 830,000 |
| Pretax income | 1,173,000 | 2,612,000 | 3,997,000 | 5,482,000 |
| Income tax | 31,000 | 10,000 | 160,000 | 673,000 |
| Net income | 1,142,000 | 2,602,000 | 3,837,000 | 4,809,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 50,629,000 | 52,089,000 | 51,323,000 | 52,291,000 |
| Total capital | 55,703,000 | 57,338,000 | 56,651,000 | 57,679,000 |
| Risk-weighted assets | 405,373,000 | 419,644,000 | 425,986,000 | 430,773,000 |