Call reports 2007
MID-MISSOURI BANK — 2007
What MID-MISSOURI BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 841,970,000 | 840,973,000 | 823,775,000 | 783,974,000 |
| Total loans | 688,641,000 | 673,484,000 | 634,242,000 | 605,202,000 |
| Allowance for loan losses | 5,870,000 | 6,231,000 | 10,487,000 | 13,284,000 |
| Securities available for sale | 75,948,000 | 71,661,000 | 66,911,000 | 70,275,000 |
| Securities held to maturity | 860,000 | 854,000 | 849,000 | 604,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 715,555,000 | 723,381,000 | 706,904,000 | 672,907,000 |
| Interest-bearing deposits | 681,645,000 | 693,692,000 | 686,530,000 | 648,761,000 |
| Noninterest-bearing deposits | 33,910,000 | 29,689,000 | 20,374,000 | 24,146,000 |
| Equity capital | 80,887,000 | 80,080,000 | 77,992,000 | 74,422,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 14,709,000 | 29,386,000 | 43,762,000 | 56,805,000 |
| Interest expense | 7,340,000 | 14,718,000 | 22,149,000 | 29,085,000 |
| Net interest income | 7,369,000 | 14,668,000 | 21,613,000 | 27,720,000 |
| Noninterest income | 2,289,000 | 4,601,000 | 6,870,000 | 7,443,000 |
| Noninterest expense | 6,946,000 | 13,986,000 | 21,098,000 | 28,296,000 |
| Provision for loan losses | 245,000 | 1,980,000 | 6,877,000 | 10,911,000 |
| Pretax income | 2,467,000 | 3,303,000 | 508,000 | -4,044,000 |
| Income tax | 801,000 | 1,053,000 | -14,000 | -1,621,000 |
| Net income | 1,666,000 | 2,250,000 | 522,000 | -2,423,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 75,677,000 | 75,177,000 | 72,556,000 | 68,720,000 |
| Total capital | 81,547,000 | 81,408,000 | 80,839,000 | 76,604,000 |
| Risk-weighted assets | 676,276,000 | 690,077,000 | 660,444,000 | 624,681,000 |