Call reports 2005
MID-MISSOURI BANK — 2005
What MID-MISSOURI BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 375,010,000 | 385,956,000 | 397,904,000 | 455,419,000 |
| Total loans | 295,814,000 | 305,560,000 | 315,506,000 | 357,976,000 |
| Allowance for loan losses | 2,512,000 | 2,486,000 | 2,575,000 | 3,375,000 |
| Securities available for sale | 35,185,000 | 35,315,000 | 32,981,000 | 42,765,000 |
| Securities held to maturity | 329,000 | 317,000 | 305,000 | 999,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 319,527,000 | 328,160,000 | 332,349,000 | 386,835,000 |
| Interest-bearing deposits | 295,181,000 | 299,636,000 | 306,376,000 | 356,625,000 |
| Noninterest-bearing deposits | 24,346,000 | 28,524,000 | 25,973,000 | 30,210,000 |
| Equity capital | 35,069,000 | 35,783,000 | 36,091,000 | 44,924,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 5,105,000 | 10,560,000 | 16,409,000 | 25,217,000 |
| Interest expense | 1,647,000 | 3,419,000 | 5,478,000 | 8,893,000 |
| Net interest income | 3,458,000 | 7,141,000 | 10,931,000 | 16,324,000 |
| Noninterest income | 1,780,000 | 3,576,000 | 5,671,000 | 7,520,000 |
| Noninterest expense | 3,849,000 | 7,672,000 | 11,812,000 | 17,095,000 |
| Provision for loan losses | 8,000 | 8,000 | 123,000 | 222,000 |
| Pretax income | 1,381,000 | 3,037,000 | 4,667,000 | 6,527,000 |
| Income tax | 486,000 | 1,057,000 | 1,638,000 | 2,274,000 |
| Net income | 895,000 | 1,980,000 | 3,029,000 | 4,253,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,213,000 | 34,689,000 | 33,944,000 | 39,597,000 |
| Total capital | 36,725,000 | 37,175,000 | 36,519,000 | 42,972,000 |
| Risk-weighted assets | 287,508,000 | 296,126,000 | 307,059,000 | 353,463,000 |