Call reports 2004
MID-MISSOURI BANK — 2004
What MID-MISSOURI BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 337,942,000 | 334,930,000 | 349,218,000 | 395,050,000 |
| Total loans | 252,599,000 | 265,535,000 | 280,264,000 | 289,406,000 |
| Allowance for loan losses | 2,503,000 | 2,445,000 | 2,438,000 | 2,517,000 |
| Securities available for sale | 39,126,000 | 31,323,000 | 31,186,000 | 40,701,000 |
| Securities held to maturity | 394,000 | 375,000 | 372,000 | 341,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 283,525,000 | 282,846,000 | 282,742,000 | 336,847,000 |
| Interest-bearing deposits | 258,599,000 | 259,426,000 | 256,809,000 | 305,648,000 |
| Noninterest-bearing deposits | 24,926,000 | 23,420,000 | 25,933,000 | 31,199,000 |
| Equity capital | 34,899,000 | 34,523,000 | 35,072,000 | 35,187,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 3,929,000 | 8,098,000 | 12,511,000 | 17,326,000 |
| Interest expense | 1,033,000 | 2,123,000 | 3,242,000 | 4,546,000 |
| Net interest income | 2,896,000 | 5,975,000 | 9,269,000 | 12,780,000 |
| Noninterest income | 1,667,000 | 3,736,000 | 5,541,000 | 7,527,000 |
| Noninterest expense | 3,623,000 | 7,422,000 | 11,248,000 | 15,170,000 |
| Provision for loan losses | 0 | 0 | 0 | 250,000 |
| Pretax income | 945,000 | 2,294,000 | 3,567,000 | 4,892,000 |
| Income tax | 277,000 | 726,000 | 1,120,000 | 1,555,000 |
| Net income | 668,000 | 1,568,000 | 2,447,000 | 3,337,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,084,000 | 33,375,000 | 33,644,000 | 33,927,000 |
| Total capital | 35,587,000 | 35,820,000 | 36,082,000 | 36,444,000 |
| Risk-weighted assets | 242,377,000 | 254,133,000 | 268,716,000 | 286,324,000 |