Call reports 2003
MID-MISSOURI BANK — 2003
What MID-MISSOURI BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 310,192,000 | 329,697,000 | 317,398,000 | 326,077,000 |
| Total loans | 228,460,000 | 239,559,000 | 239,305,000 | 248,188,000 |
| Allowance for loan losses | 2,553,000 | 2,527,000 | 2,508,000 | 2,516,000 |
| Securities available for sale | 35,379,000 | 36,458,000 | 36,923,000 | 39,554,000 |
| Securities held to maturity | 461,000 | 450,000 | 440,000 | 405,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 266,985,000 | 274,720,000 | 264,545,000 | 270,533,000 |
| Interest-bearing deposits | 219,797,000 | 224,196,000 | 220,574,000 | 245,556,000 |
| Noninterest-bearing deposits | 47,188,000 | 50,524,000 | 43,971,000 | 24,977,000 |
| Equity capital | 28,271,000 | 29,849,000 | 29,986,000 | 30,294,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 4,010,000 | 8,129,000 | 12,210,000 | 16,178,000 |
| Interest expense | 1,390,000 | 2,662,000 | 3,833,000 | 4,887,000 |
| Net interest income | 2,620,000 | 5,467,000 | 8,377,000 | 11,291,000 |
| Noninterest income | 1,796,000 | 4,044,000 | 5,902,000 | 7,474,000 |
| Noninterest expense | 3,157,000 | 6,791,000 | 10,550,000 | 14,176,000 |
| Provision for loan losses | 0 | 3,000 | 5,000 | 12,000 |
| Pretax income | 1,391,000 | 2,849,000 | 3,856,000 | 4,709,000 |
| Income tax | 454,000 | 934,000 | 1,246,000 | 1,499,000 |
| Net income | 937,000 | 1,915,000 | 2,610,000 | 3,519,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,381,000 | 27,833,000 | 28,078,000 | 28,534,000 |
| Total capital | 29,934,000 | 30,360,000 | 30,586,000 | 31,050,000 |
| Risk-weighted assets | 220,314,000 | 232,420,000 | 231,364,000 | 238,014,000 |