Call reports 2025
BANK OF STRONGHURST — 2025
What BANK OF STRONGHURST reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 87,250,000 | 87,151,000 | 84,158,000 | 85,767,000 |
| Total loans | 37,312,000 | 40,849,000 | 42,200,000 | 42,402,000 |
| Allowance for loan losses | 479,000 | 484,000 | 465,000 | 490,000 |
| Securities available for sale | 38,730,000 | 38,136,000 | 38,326,000 | 37,712,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 76,811,000 | 77,729,000 | 74,442,000 | 75,453,000 |
| Interest-bearing deposits | 67,610,000 | 67,493,000 | 65,338,000 | 65,068,000 |
| Noninterest-bearing deposits | 9,201,000 | 10,236,000 | 9,104,000 | 10,385,000 |
| Equity capital | 8,278,000 | 8,250,000 | 9,226,000 | 9,487,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 822,000 | 1,697,000 | 2,593,000 | 3,493,000 |
| Interest expense | 327,000 | 647,000 | 932,000 | 1,233,000 |
| Net interest income | 495,000 | 1,050,000 | 1,661,000 | 2,260,000 |
| Noninterest income | 29,000 | 57,000 | 94,000 | 131,000 |
| Noninterest expense | 456,000 | 944,000 | 1,457,000 | 1,951,000 |
| Provision for loan losses | 0 | 5,000 | 32,000 | 57,000 |
| Pretax income | 68,000 | 153,000 | 264,000 | 446,000 |
| Income tax | 0 | 3,000 | 10,000 | 124,000 |
| Net income | 68,000 | 150,000 | 254,000 | 322,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,517,000 | 12,598,000 | 12,663,000 | 12,656,000 |