Call reports 2021
BANK OF STRONGHURST — 2021
What BANK OF STRONGHURST reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 86,430,000 | 89,928,000 | 88,704,000 | 85,844,000 |
| Total loans | 28,012,000 | 30,008,000 | 31,022,000 | 30,829,000 |
| Allowance for loan losses | 329,000 | 314,000 | 315,000 | 315,000 |
| Securities available for sale | 55,941,000 | 57,291,000 | 55,220,000 | 52,378,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 73,328,000 | 76,722,000 | 72,432,000 | 72,994,000 |
| Interest-bearing deposits | 63,575,000 | 67,375,000 | 63,538,000 | 63,198,000 |
| Noninterest-bearing deposits | 9,753,000 | 9,347,000 | 8,894,000 | 9,796,000 |
| Equity capital | 12,706,000 | 13,051,000 | 13,222,000 | 12,655,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 539,000 | 1,173,000 | 1,795,000 | 2,368,000 |
| Interest expense | 96,000 | 191,000 | 278,000 | 353,000 |
| Net interest income | 443,000 | 982,000 | 1,517,000 | 2,015,000 |
| Noninterest income | 46,000 | 40,000 | 63,000 | 89,000 |
| Noninterest expense | 451,000 | 896,000 | 1,357,000 | 1,823,000 |
| Provision for loan losses | 0 | 23,000 | 23,000 | 23,000 |
| Pretax income | 146,000 | 211,000 | 308,000 | 379,000 |
| Income tax | 10,000 | 2,000 | 0 | 21,000 |
| Net income | 136,000 | 209,000 | 308,000 | 358,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,168,000 | 12,241,000 | 12,302,000 | 12,103,000 |