Call reports 2019
BANK OF STRONGHURST — 2019
What BANK OF STRONGHURST reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 74,318,000 | 75,948,000 | 74,219,000 | 74,059,000 |
| Total loans | 24,240,000 | 26,877,000 | 27,534,000 | 27,026,000 |
| Allowance for loan losses | 313,000 | 313,000 | 311,000 | 317,000 |
| Securities available for sale | 44,526,000 | 44,245,000 | 41,377,000 | 42,117,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 62,181,000 | 62,980,000 | 60,979,000 | 60,814,000 |
| Interest-bearing deposits | 55,270,000 | 55,699,000 | 54,724,000 | 53,844,000 |
| Noninterest-bearing deposits | 6,911,000 | 7,281,000 | 6,255,000 | 6,970,000 |
| Equity capital | 12,017,000 | 12,853,000 | 13,131,000 | 13,001,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 592,000 | 1,189,000 | 1,794,000 | 2,389,000 |
| Interest expense | 109,000 | 227,000 | 352,000 | 478,000 |
| Net interest income | 483,000 | 962,000 | 1,442,000 | 1,911,000 |
| Noninterest income | 24,000 | 49,000 | 72,000 | 99,000 |
| Noninterest expense | 401,000 | 808,000 | 1,222,000 | 1,628,000 |
| Provision for loan losses | 0 | 0 | 0 | 8,000 |
| Pretax income | 106,000 | 203,000 | 341,000 | 431,000 |
| Income tax | 9,000 | 15,000 | 32,000 | 39,000 |
| Net income | 97,000 | 188,000 | 309,000 | 392,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,563,000 | 12,661,000 | 12,830,000 | 12,781,000 |
| Total capital | 12,876,000 | 12,974,000 | 13,141,000 | 13,098,000 |
| Risk-weighted assets | 33,674,000 | 35,950,000 | 35,865,000 | 35,628,000 |