Call reports 2018
BANK OF STRONGHURST — 2018
What BANK OF STRONGHURST reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 72,600,000 | 72,765,000 | 71,136,000 | 71,804,000 |
| Total loans | 22,009,000 | 22,747,000 | 23,054,000 | 23,699,000 |
| Allowance for loan losses | 323,000 | 316,000 | 316,000 | 316,000 |
| Securities available for sale | 46,327,000 | 46,457,000 | 44,639,000 | 43,401,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 61,436,000 | 61,125,000 | 57,801,000 | 60,156,000 |
| Interest-bearing deposits | 54,776,000 | 54,877,000 | 52,110,000 | 53,578,000 |
| Noninterest-bearing deposits | 6,660,000 | 6,248,000 | 5,691,000 | 6,578,000 |
| Equity capital | 11,067,000 | 11,126,000 | 11,011,000 | 11,416,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 552,000 | 1,104,000 | 1,668,000 | 2,233,000 |
| Interest expense | 77,000 | 158,000 | 249,000 | 346,000 |
| Net interest income | 475,000 | 946,000 | 1,419,000 | 1,887,000 |
| Noninterest income | 30,000 | 62,000 | 90,000 | 114,000 |
| Noninterest expense | 372,000 | 747,000 | 1,137,000 | 1,526,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 133,000 | 261,000 | 372,000 | 438,000 |
| Income tax | 15,000 | 29,000 | 39,000 | 44,000 |
| Net income | 118,000 | 232,000 | 333,000 | 394,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,300,000 | 12,414,000 | 12,514,000 | 12,444,000 |
| Total capital | 12,623,000 | 12,730,000 | 12,830,000 | 12,760,000 |
| Risk-weighted assets | 31,193,000 | 32,572,000 | 32,010,000 | 32,672,000 |