Call reports 2017
BANK OF STRONGHURST — 2017
What BANK OF STRONGHURST reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 77,177,000 | 76,211,000 | 74,420,000 | 72,846,000 |
| Total loans | 18,617,000 | 20,365,000 | 21,903,000 | 22,152,000 |
| Allowance for loan losses | 284,000 | 299,000 | 318,000 | 324,000 |
| Securities available for sale | 52,560,000 | 52,298,000 | 48,765,000 | 47,246,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 65,747,000 | 64,156,000 | 62,353,000 | 60,968,000 |
| Interest-bearing deposits | 59,294,000 | 56,473,000 | 56,120,000 | 54,140,000 |
| Noninterest-bearing deposits | 6,453,000 | 7,683,000 | 6,233,000 | 6,828,000 |
| Equity capital | 11,335,000 | 11,955,000 | 11,991,000 | 11,660,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 487,000 | 1,019,000 | 1,554,000 | 2,086,000 |
| Interest expense | 79,000 | 159,000 | 240,000 | 319,000 |
| Net interest income | 408,000 | 860,000 | 1,314,000 | 1,767,000 |
| Noninterest income | 33,000 | 65,000 | 94,000 | 129,000 |
| Noninterest expense | 366,000 | 742,000 | 1,114,000 | 1,491,000 |
| Provision for loan losses | 21,000 | 36,000 | 55,000 | 61,000 |
| Pretax income | 125,000 | 218,000 | 312,000 | 419,000 |
| Income tax | 20,000 | 26,000 | 34,000 | 0 |
| Net income | 105,000 | 192,000 | 278,000 | 419,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,050,000 | 12,136,000 | 12,222,000 | 12,231,000 |
| Total capital | 12,334,000 | 12,435,000 | 12,540,000 | 12,555,000 |
| Risk-weighted assets | 29,117,000 | 29,528,000 | 30,425,000 | 30,993,000 |