Call reports 2015
BANK OF STRONGHURST — 2015
What BANK OF STRONGHURST reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 79,515,000 | 79,956,000 | 77,944,000 | 76,221,000 |
| Total loans | 17,280,000 | 18,007,000 | 18,737,000 | 18,303,000 |
| Allowance for loan losses | 218,000 | 219,000 | 220,000 | 222,000 |
| Securities available for sale | 56,522,000 | 56,008,000 | 53,621,000 | 51,455,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 67,567,000 | 68,157,000 | 64,693,000 | 64,188,000 |
| Interest-bearing deposits | 61,560,000 | 62,367,000 | 59,391,000 | 58,164,000 |
| Noninterest-bearing deposits | 6,007,000 | 5,790,000 | 5,302,000 | 6,024,000 |
| Equity capital | 11,854,000 | 11,703,000 | 11,858,000 | 11,801,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 556,000 | 1,074,000 | 1,583,000 | 2,100,000 |
| Interest expense | 103,000 | 203,000 | 300,000 | 392,000 |
| Net interest income | 453,000 | 871,000 | 1,283,000 | 1,708,000 |
| Noninterest income | 22,000 | 44,000 | 70,000 | 95,000 |
| Noninterest expense | 391,000 | 774,000 | 1,193,000 | 1,576,000 |
| Provision for loan losses | 0 | 0 | 3,000 | 6,000 |
| Pretax income | 50,000 | 93,000 | 116,000 | 180,000 |
| Income tax | 15,000 | 29,000 | 35,000 | 51,000 |
| Net income | 35,000 | 64,000 | 81,000 | 129,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,885,000 | 11,829,000 | 11,846,000 | 11,762,000 |
| Total capital | 12,103,000 | 12,048,000 | 12,066,000 | 11,984,000 |
| Risk-weighted assets | 25,349,000 | 26,311,000 | 26,900,000 | 26,365,000 |