Call reports 2013
BANK OF STRONGHURST — 2013
What BANK OF STRONGHURST reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 83,273,000 | 81,036,000 | 78,993,000 | 76,939,000 |
| Total loans | 16,079,000 | 15,902,000 | 16,719,000 | 17,994,000 |
| Allowance for loan losses | 238,000 | 233,000 | 234,000 | 234,000 |
| Securities available for sale | 58,485,000 | 61,083,000 | 57,096,000 | 51,418,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 70,432,000 | 68,802,000 | 67,308,000 | 67,152,000 |
| Interest-bearing deposits | 63,154,000 | 62,552,000 | 60,466,000 | 59,648,000 |
| Noninterest-bearing deposits | 7,278,000 | 6,250,000 | 6,842,000 | 7,504,000 |
| Equity capital | 12,678,000 | 12,097,000 | 9,574,000 | 9,575,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 582,000 | 1,180,000 | 1,803,000 | 2,421,000 |
| Interest expense | 126,000 | 247,000 | 364,000 | 480,000 |
| Net interest income | 456,000 | 933,000 | 1,439,000 | 1,941,000 |
| Noninterest income | 23,000 | 46,000 | 81,000 | 112,000 |
| Noninterest expense | 400,000 | 796,000 | 1,193,000 | 1,594,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 79,000 | 183,000 | 327,000 | 24,000 |
| Income tax | 18,000 | 46,000 | 89,000 | -20,000 |
| Net income | 61,000 | 137,000 | 238,000 | 44,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,475,000 | 12,551,000 | 12,652,000 | 12,327,000 |
| Total capital | 12,713,000 | 12,784,000 | 12,886,000 | 12,561,000 |
| Risk-weighted assets | 27,148,000 | 27,452,000 | 29,018,000 | 34,264,000 |