Call reports 2012
BANK OF STRONGHURST — 2012
What BANK OF STRONGHURST reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 79,678,000 | 78,945,000 | 79,300,000 | 80,487,000 |
| Total loans | 16,268,000 | 16,586,000 | 16,654,000 | 16,402,000 |
| Allowance for loan losses | 241,000 | 241,000 | 241,000 | 238,000 |
| Securities available for sale | 54,523,000 | 49,863,000 | 55,925,000 | 56,713,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 67,416,000 | 65,910,000 | 66,439,000 | 67,312,000 |
| Interest-bearing deposits | 61,055,000 | 60,365,000 | 61,047,000 | 61,101,000 |
| Noninterest-bearing deposits | 6,361,000 | 5,545,000 | 5,392,000 | 6,211,000 |
| Equity capital | 12,164,000 | 12,769,000 | 12,665,000 | 12,760,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 564,000 | 1,144,000 | 1,714,000 | 2,286,000 |
| Interest expense | 159,000 | 307,000 | 448,000 | 583,000 |
| Net interest income | 405,000 | 837,000 | 1,266,000 | 1,703,000 |
| Noninterest income | 25,000 | 48,000 | 74,000 | 102,000 |
| Noninterest expense | 397,000 | 800,000 | 1,206,000 | 1,609,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 33,000 | 85,000 | 134,000 | 196,000 |
| Income tax | 6,000 | 11,000 | 17,000 | 13,000 |
| Net income | 27,000 | 74,000 | 117,000 | 183,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,391,000 | 12,437,000 | 12,480,000 | 12,415,000 |
| Total capital | 12,632,000 | 12,678,000 | 12,721,000 | 12,653,000 |
| Risk-weighted assets | 26,742,000 | 26,988,000 | 27,046,000 | 27,310,000 |