Call reports 2011
BANK OF STRONGHURST — 2011
What BANK OF STRONGHURST reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 75,203,000 | 76,764,000 | 75,762,000 | 76,820,000 |
| Total loans | 18,268,000 | 18,075,000 | 18,416,000 | 17,839,000 |
| Allowance for loan losses | 243,000 | 241,000 | 241,000 | 241,000 |
| Securities available for sale | 45,505,000 | 47,152,000 | 49,450,000 | 49,790,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 63,488,000 | 64,496,000 | 63,024,000 | 63,910,000 |
| Interest-bearing deposits | 58,458,000 | 59,713,000 | 58,330,000 | 57,910,000 |
| Noninterest-bearing deposits | 5,030,000 | 4,783,000 | 4,694,000 | 6,000,000 |
| Equity capital | 11,584,000 | 12,157,000 | 12,552,000 | 12,572,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 679,000 | 1,365,000 | 2,035,000 | 2,644,000 |
| Interest expense | 195,000 | 379,000 | 554,000 | 722,000 |
| Net interest income | 484,000 | 986,000 | 1,481,000 | 1,922,000 |
| Noninterest income | 24,000 | 49,000 | 79,000 | 105,000 |
| Noninterest expense | 414,000 | 817,000 | 1,208,000 | 1,593,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 104,000 | 228,000 | 362,000 | 445,000 |
| Income tax | 26,000 | 57,000 | 93,000 | 114,000 |
| Net income | 78,000 | 171,000 | 269,000 | 331,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,243,000 | 12,337,000 | 12,434,000 | 12,364,000 |
| Total capital | 12,486,000 | 12,578,000 | 12,675,000 | 12,605,000 |
| Risk-weighted assets | 28,107,000 | 27,791,000 | 27,657,000 | 27,350,000 |