Call reports 2010
BANK OF STRONGHURST — 2010
What BANK OF STRONGHURST reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 73,404,000 | 74,091,000 | 73,829,000 | 71,538,000 |
| Total loans | 16,812,000 | 17,569,000 | 18,707,000 | 19,075,000 |
| Allowance for loan losses | 242,000 | 243,000 | 243,000 | 243,000 |
| Securities available for sale | 45,204,000 | 45,211,000 | 41,223,000 | 42,139,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 61,221,000 | 61,549,000 | 61,357,000 | 60,495,000 |
| Interest-bearing deposits | 56,156,000 | 56,746,000 | 56,227,000 | 55,607,000 |
| Noninterest-bearing deposits | 5,065,000 | 4,803,000 | 5,130,000 | 4,888,000 |
| Equity capital | 11,972,000 | 12,290,000 | 12,276,000 | 10,770,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 803,000 | 1,593,000 | 2,315,000 | 2,974,000 |
| Interest expense | 274,000 | 534,000 | 780,000 | 996,000 |
| Net interest income | 529,000 | 1,059,000 | 1,535,000 | 1,978,000 |
| Noninterest income | 57,000 | 84,000 | 119,000 | 144,000 |
| Noninterest expense | 415,000 | 821,000 | 1,232,000 | 1,618,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 171,000 | 322,000 | 422,000 | 504,000 |
| Income tax | 47,000 | 89,000 | 114,000 | 133,000 |
| Net income | 124,000 | 233,000 | 308,000 | 371,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,049,000 | 12,159,000 | 12,234,000 | 12,165,000 |
| Total capital | 12,291,000 | 12,402,000 | 12,477,000 | 12,408,000 |
| Risk-weighted assets | 26,588,000 | 27,012,000 | 27,518,000 | 28,514,000 |