Call reports 2008
BANK OF STRONGHURST — 2008
What BANK OF STRONGHURST reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 67,952,000 | 67,597,000 | 69,690,000 | 68,564,000 |
| Total loans | 17,355,000 | 17,393,000 | 18,230,000 | 17,263,000 |
| Allowance for loan losses | 269,000 | 271,000 | 271,000 | 241,000 |
| Securities available for sale | 44,765,000 | 46,137,000 | 44,841,000 | 46,513,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 56,056,000 | 56,138,000 | 57,815,000 | 56,023,000 |
| Interest-bearing deposits | 51,415,000 | 51,715,000 | 51,972,000 | 51,429,000 |
| Noninterest-bearing deposits | 4,641,000 | 4,423,000 | 5,843,000 | 4,594,000 |
| Equity capital | 11,562,000 | 10,940,000 | 11,567,000 | 11,683,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 827,000 | 1,740,000 | 2,674,000 | 3,572,000 |
| Interest expense | 469,000 | 916,000 | 1,336,000 | 1,713,000 |
| Net interest income | 358,000 | 824,000 | 1,338,000 | 1,859,000 |
| Noninterest income | 34,000 | 70,000 | 107,000 | 163,000 |
| Noninterest expense | 360,000 | 716,000 | 1,078,000 | 1,465,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 66,000 | 212,000 | 401,000 | 591,000 |
| Income tax | 13,000 | 53,000 | 110,000 | 167,000 |
| Net income | 53,000 | 159,000 | 291,000 | 424,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,410,000 | 11,517,000 | 11,649,000 | 11,650,000 |
| Total capital | 11,679,000 | 11,788,000 | 11,920,000 | 11,891,000 |
| Risk-weighted assets | 25,027,000 | 25,671,000 | 26,247,000 | 25,861,000 |