Call reports 2007
BANK OF STRONGHURST — 2007
What BANK OF STRONGHURST reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 64,387,000 | 64,194,000 | 64,623,000 | 65,139,000 |
| Total loans | 18,316,000 | 18,272,000 | 18,795,000 | 18,250,000 |
| Allowance for loan losses | 294,000 | 294,000 | 294,000 | 269,000 |
| Securities available for sale | 40,621,000 | 39,192,000 | 38,336,000 | 37,954,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 53,107,000 | 53,154,000 | 53,087,000 | 53,331,000 |
| Interest-bearing deposits | 48,993,000 | 49,131,000 | 49,024,000 | 49,134,000 |
| Noninterest-bearing deposits | 4,114,000 | 4,023,000 | 4,063,000 | 4,197,000 |
| Equity capital | 11,026,000 | 10,783,000 | 11,275,000 | 11,377,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 800,000 | 1,620,000 | 2,453,000 | 3,296,000 |
| Interest expense | 447,000 | 917,000 | 1,390,000 | 1,869,000 |
| Net interest income | 353,000 | 703,000 | 1,063,000 | 1,427,000 |
| Noninterest income | 38,000 | 72,000 | 108,000 | 142,000 |
| Noninterest expense | 363,000 | 708,000 | 1,046,000 | 1,393,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 20,000 | 59,000 | 117,000 | 168,000 |
| Income tax | 2,000 | 5,000 | 14,000 | 37,000 |
| Net income | 18,000 | 54,000 | 103,000 | 131,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,376,000 | 11,411,000 | 11,460,000 | 11,357,000 |
| Total capital | 11,670,000 | 11,705,000 | 11,754,000 | 11,626,000 |
| Risk-weighted assets | 25,438,000 | 25,742,000 | 26,594,000 | 25,481,000 |