Call reports 2006
BANK OF STRONGHURST — 2006
What BANK OF STRONGHURST reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 63,858,000 | 63,249,000 | 62,832,000 | 64,215,000 |
| Total loans | 18,548,000 | 19,605,000 | 20,574,000 | 20,335,000 |
| Allowance for loan losses | 294,000 | 295,000 | 294,000 | 294,000 |
| Securities available for sale | 40,485,000 | 40,170,000 | 39,283,000 | 39,053,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 52,851,000 | 51,958,000 | 50,557,000 | 52,879,000 |
| Interest-bearing deposits | 49,650,000 | 48,416,000 | 47,402,000 | 48,608,000 |
| Noninterest-bearing deposits | 3,201,000 | 3,542,000 | 3,155,000 | 4,271,000 |
| Equity capital | 10,749,000 | 10,451,000 | 10,839,000 | 10,936,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 747,000 | 1,513,000 | 2,289,000 | 3,080,000 |
| Interest expense | 353,000 | 743,000 | 1,165,000 | 1,603,000 |
| Net interest income | 394,000 | 770,000 | 1,124,000 | 1,477,000 |
| Noninterest income | 28,000 | 57,000 | 91,000 | 124,000 |
| Noninterest expense | 370,000 | 748,000 | 1,113,000 | 1,473,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 52,000 | 79,000 | 102,000 | 128,000 |
| Income tax | 8,000 | 4,000 | 7,000 | 1,000 |
| Net income | 44,000 | 75,000 | 95,000 | 127,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,406,000 | 11,437,000 | 11,457,000 | 11,358,000 |
| Total capital | 11,700,000 | 11,732,000 | 11,751,000 | 11,652,000 |
| Risk-weighted assets | 25,844,000 | 26,848,000 | 27,068,000 | 27,176,000 |