Call reports 2002
BANK OF STRONGHURST — 2002
What BANK OF STRONGHURST reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 62,850,000 | 61,326,000 | 61,709,000 | 61,424,000 |
| Total loans | 17,864,000 | 17,471,000 | 18,426,000 | 17,148,000 |
| Allowance for loan losses | 326,000 | 332,000 | 339,000 | 337,000 |
| Securities available for sale | 37,630,000 | 33,041,000 | 36,397,000 | 34,558,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 52,007,000 | 50,102,000 | 50,091,000 | 49,814,000 |
| Interest-bearing deposits | 48,817,000 | 47,333,000 | 47,283,000 | 46,823,000 |
| Noninterest-bearing deposits | 3,190,000 | 2,769,000 | 2,808,000 | 2,991,000 |
| Equity capital | 10,376,000 | 10,841,000 | 11,066,000 | 10,981,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 937,000 | 1,801,000 | 2,613,000 | 3,375,000 |
| Interest expense | 498,000 | 943,000 | 1,368,000 | 1,753,000 |
| Net interest income | 439,000 | 858,000 | 1,245,000 | 1,622,000 |
| Noninterest income | 21,000 | 43,000 | 71,000 | 97,000 |
| Noninterest expense | 288,000 | 573,000 | 851,000 | 1,135,000 |
| Provision for loan losses | 6,000 | 12,000 | 18,000 | 24,000 |
| Pretax income | 166,000 | 316,000 | 447,000 | 560,000 |
| Income tax | 47,000 | 79,000 | 112,000 | 134,000 |
| Net income | 119,000 | 237,000 | 335,000 | 426,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,488,000 | 10,606,000 | 10,704,000 | 10,675,000 |
| Total capital | 10,801,000 | 10,906,000 | 11,015,000 | 10,972,000 |
| Risk-weighted assets | 25,009,000 | 23,934,000 | 24,850,000 | 23,719,000 |