Call reports 2022
FIRST BANK OF BANCROFT — 2022
What FIRST BANK OF BANCROFT reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 29,306,000 | 30,138,000 | 28,467,000 | 29,740,000 |
| Total loans | 9,865,000 | 9,351,000 | 9,528,000 | 11,833,000 |
| Allowance for loan losses | 189,000 | 191,000 | 193,000 | 194,000 |
| Securities available for sale | 13,938,000 | 14,684,000 | 13,916,000 | 13,383,000 |
| Securities held to maturity | 400,000 | 400,000 | 400,000 | 400,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 25,917,000 | 26,930,000 | 25,563,000 | 23,711,000 |
| Interest-bearing deposits | 18,582,000 | 19,291,000 | 18,567,000 | 16,808,000 |
| Noninterest-bearing deposits | 7,335,000 | 7,639,000 | 6,996,000 | 6,903,000 |
| Equity capital | 3,382,000 | 3,201,000 | 2,895,000 | 2,932,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 238,000 | 423,000 | 609,000 | 830,000 |
| Interest expense | 7,000 | 11,000 | 20,000 | 52,000 |
| Net interest income | 231,000 | 412,000 | 589,000 | 778,000 |
| Noninterest income | 12,000 | 24,000 | 37,000 | 47,000 |
| Noninterest expense | 141,000 | 274,000 | 417,000 | 603,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 102,000 | 162,000 | 209,000 | 201,000 |
| Income tax | 6,000 | 17,000 | 30,000 | 27,000 |
| Net income | 96,000 | 145,000 | 179,000 | 174,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,051,000 | 4,100,000 | 4,134,000 | 4,029,000 |