Call reports 2021
FIRST BANK OF BANCROFT — 2021
What FIRST BANK OF BANCROFT reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 27,045,000 | 28,093,000 | 28,136,000 | 29,900,000 |
| Total loans | 9,754,000 | 8,775,000 | 7,355,000 | 10,059,000 |
| Allowance for loan losses | 180,000 | 182,000 | 184,000 | 186,000 |
| Securities available for sale | 12,010,000 | 15,061,000 | 14,879,000 | 15,015,000 |
| Securities held to maturity | 400,000 | 400,000 | 400,000 | 400,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 23,126,000 | 24,059,000 | 23,992,000 | 21,856,000 |
| Interest-bearing deposits | 17,377,000 | 17,578,000 | 17,516,000 | 16,165,000 |
| Noninterest-bearing deposits | 5,749,000 | 6,481,000 | 6,476,000 | 5,691,000 |
| Equity capital | 3,858,000 | 3,974,000 | 4,074,000 | 3,857,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 188,000 | 401,000 | 629,000 | 797,000 |
| Interest expense | 9,000 | 16,000 | 23,000 | 29,000 |
| Net interest income | 179,000 | 385,000 | 606,000 | 768,000 |
| Noninterest income | 8,000 | 17,000 | 28,000 | 37,000 |
| Noninterest expense | 137,000 | 272,000 | 430,000 | 627,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 50,000 | 130,000 | 204,000 | 178,000 |
| Income tax | 24,000 | 22,000 | 33,000 | 19,000 |
| Net income | 26,000 | 108,000 | 171,000 | 159,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,921,000 | 4,004,000 | 4,067,000 | 3,955,000 |