Call reports 2017
FIRST BANK OF BANCROFT — 2017
What FIRST BANK OF BANCROFT reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 23,481,000 | 23,267,000 | 23,127,000 | 23,111,000 |
| Total loans | 12,174,000 | 11,596,000 | 12,046,000 | 13,495,000 |
| Allowance for loan losses | 144,000 | 145,000 | 145,000 | 146,000 |
| Securities available for sale | 4,439,000 | 4,392,000 | 4,382,000 | 4,247,000 |
| Securities held to maturity | 400,000 | 400,000 | 400,000 | 400,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 19,883,000 | 19,578,000 | 19,373,000 | 18,500,000 |
| Interest-bearing deposits | 14,670,000 | 15,298,000 | 15,162,000 | 14,276,000 |
| Noninterest-bearing deposits | 5,213,000 | 4,280,000 | 4,211,000 | 4,224,000 |
| Equity capital | 3,463,000 | 3,556,000 | 3,623,000 | 3,503,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 208,000 | 424,000 | 644,000 | 874,000 |
| Interest expense | 15,000 | 31,000 | 50,000 | 68,000 |
| Net interest income | 193,000 | 393,000 | 594,000 | 806,000 |
| Noninterest income | 11,000 | 22,000 | 34,000 | 48,000 |
| Noninterest expense | 123,000 | 250,000 | 374,000 | 582,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 81,000 | 165,000 | 254,000 | 272,000 |
| Income tax | 18,000 | 35,000 | 54,000 | 66,000 |
| Net income | 63,000 | 130,000 | 200,000 | 206,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,481,000 | 3,548,000 | 3,618,000 | 3,524,000 |
| Total capital | 3,625,000 | 3,693,000 | 3,763,000 | 3,670,000 |
| Risk-weighted assets | 15,062,000 | 14,736,000 | 15,255,000 | 16,470,000 |