Call reports 2025
IOWA STATE BANK — 2025
What IOWA STATE BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 464,144,000 | 461,010,000 | 454,222,000 | 466,961,000 |
| Total loans | 274,164,000 | 268,923,000 | 265,805,000 | 263,867,000 |
| Allowance for loan losses | 2,051,000 | 1,994,000 | 1,921,000 | 1,961,000 |
| Securities available for sale | 119,645,000 | 124,512,000 | 138,687,000 | 138,383,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 380,151,000 | 377,940,000 | 370,732,000 | 380,672,000 |
| Interest-bearing deposits | 291,458,000 | 289,708,000 | 282,592,000 | 292,171,000 |
| Noninterest-bearing deposits | 88,693,000 | 88,232,000 | 88,140,000 | 88,501,000 |
| Equity capital | 67,054,000 | 68,640,000 | 66,947,000 | 68,970,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 4,775,000 | 9,844,000 | 14,957,000 | 20,064,000 |
| Interest expense | 1,310,000 | 2,643,000 | 3,922,000 | 5,196,000 |
| Net interest income | 3,465,000 | 7,201,000 | 11,035,000 | 14,868,000 |
| Noninterest income | 1,925,000 | 3,907,000 | 5,815,000 | 7,948,000 |
| Noninterest expense | 3,455,000 | 7,100,000 | 10,511,000 | 14,419,000 |
| Provision for loan losses | -21,000 | -79,000 | -151,000 | -112,000 |
| Pretax income | 2,007,000 | 4,134,000 | 6,458,000 | 8,531,000 |
| Income tax | 82,000 | 170,000 | 265,000 | 349,000 |
| Net income | 1,925,000 | 3,964,000 | 6,193,000 | 8,182,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 71,721,000 | 73,111,000 | 69,638,000 | 70,927,000 |