Call reports 2024
IOWA STATE BANK — 2024
What IOWA STATE BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 432,230,000 | 440,790,000 | 439,055,000 | 469,969,000 |
| Total loans | 263,945,000 | 270,042,000 | 269,410,000 | 274,892,000 |
| Allowance for loan losses | 2,147,000 | 2,087,000 | 2,077,000 | 2,072,000 |
| Securities available for sale | 108,041,000 | 107,992,000 | 107,839,000 | 112,605,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 358,984,000 | 364,955,000 | 358,675,000 | 382,090,000 |
| Interest-bearing deposits | 266,091,000 | 270,270,000 | 268,148,000 | 289,996,000 |
| Noninterest-bearing deposits | 92,893,000 | 94,685,000 | 90,527,000 | 92,094,000 |
| Equity capital | 60,408,000 | 61,260,000 | 64,638,000 | 64,087,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 4,285,000 | 8,799,000 | 13,383,000 | 18,147,000 |
| Interest expense | 1,152,000 | 2,407,000 | 3,681,000 | 5,055,000 |
| Net interest income | 3,133,000 | 6,392,000 | 9,702,000 | 13,092,000 |
| Noninterest income | 1,620,000 | 3,598,000 | 5,224,000 | 7,328,000 |
| Noninterest expense | 3,673,000 | 7,291,000 | 10,728,000 | 14,208,000 |
| Provision for loan losses | 22,000 | -38,000 | -48,000 | -52,000 |
| Pretax income | 1,065,000 | 2,670,000 | 4,246,000 | 6,168,000 |
| Income tax | 47,000 | 118,000 | 187,000 | 271,000 |
| Net income | 1,018,000 | 2,552,000 | 4,059,000 | 5,897,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 67,582,000 | 68,440,000 | 69,273,000 | 70,396,000 |