Call reports 2023
IOWA STATE BANK — 2023
What IOWA STATE BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 450,400,000 | 458,960,000 | 422,692,000 | 439,551,000 |
| Total loans | 267,758,000 | 264,311,000 | 252,932,000 | 265,252,000 |
| Allowance for loan losses | 2,507,000 | 2,424,000 | 2,130,000 | 2,125,000 |
| Securities available for sale | 131,600,000 | 121,753,000 | 114,711,000 | 111,540,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 369,551,000 | 384,263,000 | 352,850,000 | 365,542,000 |
| Interest-bearing deposits | 260,964,000 | 272,014,000 | 254,906,000 | 260,685,000 |
| Noninterest-bearing deposits | 108,587,000 | 112,249,000 | 97,944,000 | 104,857,000 |
| Equity capital | 56,616,000 | 56,650,000 | 56,057,000 | 60,379,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 4,119,000 | 8,427,000 | 12,660,000 | 16,935,000 |
| Interest expense | 654,000 | 1,485,000 | 2,390,000 | 3,418,000 |
| Net interest income | 3,465,000 | 6,942,000 | 10,270,000 | 13,517,000 |
| Noninterest income | 1,630,000 | 3,240,000 | 4,859,000 | 6,737,000 |
| Noninterest expense | 3,398,000 | 6,952,000 | 10,202,000 | 13,653,000 |
| Provision for loan losses | 61,000 | -22,000 | -316,000 | -321,000 |
| Pretax income | 1,577,000 | 3,176,000 | 5,214,000 | 6,921,000 |
| Income tax | 74,000 | 150,000 | 245,000 | 325,000 |
| Net income | 1,503,000 | 3,026,000 | 4,969,000 | 6,596,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 64,421,000 | 65,145,000 | 66,337,000 | 67,164,000 |