Call reports 2021
IOWA STATE BANK — 2021
What IOWA STATE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 460,753,000 | 464,610,000 | 478,442,000 | 517,070,000 |
| Total loans | 222,370,000 | 226,211,000 | 213,855,000 | 231,743,000 |
| Allowance for loan losses | 2,595,000 | 2,650,000 | 2,726,000 | 1,927,000 |
| Securities available for sale | 132,695,000 | 137,770,000 | 142,382,000 | 160,768,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 374,141,000 | 387,133,000 | 399,175,000 | 437,694,000 |
| Interest-bearing deposits | 268,186,000 | 275,754,000 | 285,069,000 | 304,017,000 |
| Noninterest-bearing deposits | 105,955,000 | 111,379,000 | 114,106,000 | 133,677,000 |
| Equity capital | 71,181,000 | 61,234,000 | 62,153,000 | 62,623,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 3,367,000 | 6,562,000 | 9,646,000 | 12,667,000 |
| Interest expense | 184,000 | 357,000 | 511,000 | 650,000 |
| Net interest income | 3,183,000 | 6,205,000 | 9,135,000 | 12,017,000 |
| Noninterest income | 1,460,000 | 3,000,000 | 4,608,000 | 6,303,000 |
| Noninterest expense | 2,828,000 | 5,644,000 | 8,542,000 | 11,755,000 |
| Provision for loan losses | 0 | 0 | 0 | -800,000 |
| Pretax income | 1,815,000 | 3,561,000 | 5,201,000 | 7,365,000 |
| Income tax | 91,000 | 178,000 | 260,000 | 368,000 |
| Net income | 1,724,000 | 3,383,000 | 4,941,000 | 6,997,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 67,290,000 | 57,649,000 | 58,707,000 | 60,163,000 |