Call reports 2020
IOWA STATE BANK — 2020
What IOWA STATE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 388,264,000 | 431,901,000 | 450,050,000 | 471,000,000 |
| Total loans | 198,894,000 | 229,604,000 | 237,796,000 | 234,830,000 |
| Allowance for loan losses | 2,530,000 | 2,531,000 | 2,589,000 | 2,594,000 |
| Securities available for sale | 144,318,000 | 139,575,000 | 134,013,000 | 134,865,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 307,176,000 | 346,783,000 | 361,896,000 | 386,145,000 |
| Interest-bearing deposits | 226,193,000 | 246,049,000 | 263,339,000 | 275,203,000 |
| Noninterest-bearing deposits | 80,983,000 | 100,734,000 | 98,557,000 | 110,942,000 |
| Equity capital | 69,295,000 | 70,275,000 | 70,868,000 | 71,013,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 3,261,000 | 7,415,000 | 10,590,000 | 13,370,000 |
| Interest expense | 392,000 | 700,000 | 983,000 | 1,206,000 |
| Net interest income | 2,869,000 | 6,715,000 | 9,607,000 | 12,164,000 |
| Noninterest income | 1,373,000 | 2,845,000 | 4,149,000 | 5,592,000 |
| Noninterest expense | 2,732,000 | 5,666,000 | 8,558,000 | 11,434,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,510,000 | 3,894,000 | 5,198,000 | 6,322,000 |
| Income tax | 75,000 | 195,000 | 260,000 | 316,000 |
| Net income | 1,435,000 | 3,699,000 | 4,938,000 | 6,006,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 67,665,000 | 65,469,000 | 65,998,000 | 66,366,000 |